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Our Carriers
TEL: (443) 869-6424 |
Trucking insurance is our specialty—lean on our experience.
Box Truck Insurance
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Semi-Truck Insurance
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Delivery Van Insurance
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Learn How We Can Help You Save!
At our agency, we specialize in providing tailored insurance solutions for the trucking industry—including box trucks, semi-trucks, delivery vans, and commercial passenger vehicles. We understand the unique risks and coverage needs that come with operating commercial vehicles, whether you're an independent owner-operator or managing a large fleet. Our commitment to the transportation sector sets us apart from general insurance providers.
One of our greatest strengths is our ability to design customized insurance plans that fit the specific needs of your business. Whether you're looking for primary liability, physical damage, cargo coverage, non-trucking liability, or any other specialty protection, our team will build a policy that keeps you covered where it matters most. Our personalized approach ensures you're never overpaying for unnecessary coverage—or worse, underinsured when you need support the most.
We’ve earned industry awards for our exceptional customer service and ongoing dedication to our clients. Our agents go above and beyond to assist with everything from quoting and binding policies to helping you file claims or make mid-policy adjustments. Our clients appreciate our fast turnaround times, attention to detail, and the peace of mind that comes from knowing a team of specialists is in their corner.
With access to dozens of top-rated commercial insurance carriers, we’re able to shop the market on your behalf to find the most competitive rates and best coverage options. Our relationships with trusted insurers allow us to offer policies that are both comprehensive and cost-effective, whether you're just getting started or scaling your operations.
Experience matters—and our team of trucking insurance experts brings decades of combined knowledge to the table. We know what to look for, what questions to ask, and how to prevent common issues that many business owners face when dealing with insurance. Our agents stay up to date with federal and state transportation regulations to ensure you're always in compliance.
No company is too big or too small for us to help. From solo drivers with a single box truck to national logistics firms operating fleets of semi-trucks, we treat every client with the same level of professionalism and care. We recognize that every business has different goals, routes, and risk exposures—and we’re here to protect them all.
Thousands of business owners have already trusted us with their insurance needs—and many have seen significant cost savings by working with us. We’re proud to have helped our clients not only reduce their premiums but also increase their coverage in critical areas, ultimately supporting the long-term success of their operations.
Our clients also benefit from ongoing risk management guidance. We’ll help you identify potential issues before they become costly claims and offer tools to promote driver safety, reduce liability exposure, and protect your cargo and equipment. We’re not just your insurance provider—we’re a strategic partner in keeping your business running smoothly.
When you work with us, you’re getting more than just a policy. You’re gaining a dedicated team that understands your industry and is committed to your success. We make it easy to get started, easy to manage your coverage, and easy to get help whenever you need it. You’ll never feel like just a number—because to us, every client matters.
If you're in the trucking business and want to work with an award-winning agency that delivers value, service, and savings, we’re ready to help. Let us show you how we can protect your business, keep you compliant, and save you money—while giving you the peace of mind you deserve on the road.
One of our greatest strengths is our ability to design customized insurance plans that fit the specific needs of your business. Whether you're looking for primary liability, physical damage, cargo coverage, non-trucking liability, or any other specialty protection, our team will build a policy that keeps you covered where it matters most. Our personalized approach ensures you're never overpaying for unnecessary coverage—or worse, underinsured when you need support the most.
We’ve earned industry awards for our exceptional customer service and ongoing dedication to our clients. Our agents go above and beyond to assist with everything from quoting and binding policies to helping you file claims or make mid-policy adjustments. Our clients appreciate our fast turnaround times, attention to detail, and the peace of mind that comes from knowing a team of specialists is in their corner.
With access to dozens of top-rated commercial insurance carriers, we’re able to shop the market on your behalf to find the most competitive rates and best coverage options. Our relationships with trusted insurers allow us to offer policies that are both comprehensive and cost-effective, whether you're just getting started or scaling your operations.
Experience matters—and our team of trucking insurance experts brings decades of combined knowledge to the table. We know what to look for, what questions to ask, and how to prevent common issues that many business owners face when dealing with insurance. Our agents stay up to date with federal and state transportation regulations to ensure you're always in compliance.
No company is too big or too small for us to help. From solo drivers with a single box truck to national logistics firms operating fleets of semi-trucks, we treat every client with the same level of professionalism and care. We recognize that every business has different goals, routes, and risk exposures—and we’re here to protect them all.
Thousands of business owners have already trusted us with their insurance needs—and many have seen significant cost savings by working with us. We’re proud to have helped our clients not only reduce their premiums but also increase their coverage in critical areas, ultimately supporting the long-term success of their operations.
Our clients also benefit from ongoing risk management guidance. We’ll help you identify potential issues before they become costly claims and offer tools to promote driver safety, reduce liability exposure, and protect your cargo and equipment. We’re not just your insurance provider—we’re a strategic partner in keeping your business running smoothly.
When you work with us, you’re getting more than just a policy. You’re gaining a dedicated team that understands your industry and is committed to your success. We make it easy to get started, easy to manage your coverage, and easy to get help whenever you need it. You’ll never feel like just a number—because to us, every client matters.
If you're in the trucking business and want to work with an award-winning agency that delivers value, service, and savings, we’re ready to help. Let us show you how we can protect your business, keep you compliant, and save you money—while giving you the peace of mind you deserve on the road.
Essential Insurance Coverages for Trucking & Commercial Vehicles
The Importance of High Cargo Insurance Limits
Carrying adequate cargo insurance isn’t just about meeting minimum requirements—it’s about protecting your business from major financial loss. Many shippers and brokers require proof of cargo limits before doing business with a carrier. If your limits are too low, you could miss out on high-value contracts.
Cargo theft, road accidents, water damage, and fire are real risks that can destroy a full load. If your policy has low limits, your insurance may only cover a fraction of the cargo’s value—leaving you responsible for the rest. That could mean tens of thousands of dollars out of pocket, and even legal action from your clients.
Additionally, some types of cargo require specialized coverage (reefer breakdown for perishables, hazardous materials, etc.). High limits combined with the right endorsements ensure you're fully protected against the true cost of potential losses.
In the trucking industry, the right insurance isn’t a luxury—it’s a necessity. Protecting your trucks, your cargo, your drivers, and your business requires more than just basic coverage. It requires thoughtful planning, high limits where needed, and a team that knows the road ahead.
- Primary Liability Insurance
This is the most critical coverage required by law for commercial trucking operations. It covers bodily injury and property damage caused to others if your vehicle is involved in an at-fault accident. This protects your business from devastating lawsuits and medical bills that could arise from even a single accident. - Physical Damage Coverage
Physical damage insurance includes collision and comprehensive coverage for your own vehicle(s). Whether your truck is damaged in a wreck, stolen, or vandalized, this coverage ensures you don’t suffer a total financial loss. Trucks and trailers are valuable assets, and physical damage coverage helps protect that investment. - Motor Truck Cargo Insurance
Cargo insurance protects the goods you're hauling in case they are damaged, destroyed, or stolen during transit. This is crucial for any business transporting products or materials. If the cargo is high-value or sensitive (electronics, pharmaceuticals, construction materials, etc.), damage claims can be expensive and complex—making high cargo limits essential. - General Liability Insurance
General liability protects against other risks not covered by auto policies—such as injuries that happen at your place of business, on job sites, or during loading and unloading operations. This provides broader protection and fills important coverage gaps. - Non-Trucking Liability (Bobtail Insurance)
For owner-operators under lease, this policy covers you when you're driving the truck for non-business purposes (not under dispatch). It’s an often-overlooked coverage that protects you when you’re not hauling but still on the road. - Trailer Interchange Coverage
If you’re hauling someone else's trailer under a trailer interchange agreement, this coverage protects the trailer while it's in your possession. It’s important for businesses participating in load swaps or freight exchange programs. - Uninsured/Underinsured Motorist Coverage
If you or your driver is injured in an accident caused by another driver who doesn't have enough insurance, this coverage helps cover medical costs, lost wages, and more. It’s especially valuable given the number of underinsured drivers on the road. - Workers Compensation
If you have employees—especially drivers—workers comp is essential. It provides wage replacement and medical benefits if your employees are injured while working. Trucking can be physically demanding and dangerous, making this coverage both legally required and vital.
The Importance of High Cargo Insurance Limits
Carrying adequate cargo insurance isn’t just about meeting minimum requirements—it’s about protecting your business from major financial loss. Many shippers and brokers require proof of cargo limits before doing business with a carrier. If your limits are too low, you could miss out on high-value contracts.
Cargo theft, road accidents, water damage, and fire are real risks that can destroy a full load. If your policy has low limits, your insurance may only cover a fraction of the cargo’s value—leaving you responsible for the rest. That could mean tens of thousands of dollars out of pocket, and even legal action from your clients.
Additionally, some types of cargo require specialized coverage (reefer breakdown for perishables, hazardous materials, etc.). High limits combined with the right endorsements ensure you're fully protected against the true cost of potential losses.
In the trucking industry, the right insurance isn’t a luxury—it’s a necessity. Protecting your trucks, your cargo, your drivers, and your business requires more than just basic coverage. It requires thoughtful planning, high limits where needed, and a team that knows the road ahead.
Shopping your business vehicles through a commercial auto insurance broker is one of the most important steps you can take to protect your company and save money. Unlike captive agents who only represent one insurer, a broker has access to dozens of commercial carriers and can shop the market to find the best pricing and coverage for your specific business needs. Whether you're running delivery vans, service trucks, or an entire fleet of box trucks, a broker can compare multiple quotes and tailor a policy that covers your unique risks—often for less than what you'd pay going direct.
Commercial auto insurance is not one-size-fits-all. A broker understands the complexities that come with insuring business-use vehicles, from higher liability limits to specific coverage for tools, cargo, employees, and equipment. At Baltimore Insurance Network, we specialize in helping businesses in the transportation and trucking industries find affordable, high-quality coverage that meets DOT and FMCSA requirements. Through our affiliate, Box Truck Insurance Quotes, we focus exclusively on providing insurance solutions for box trucks and small fleet operators, ensuring you get expert advice and custom-fit policies that keep your trucks moving and your business protected.
Using a broker also saves you time and hassle. Instead of calling around to multiple companies or filling out endless online forms, you can speak with one expert who does the legwork for you. And when a claim happens, we’re here to fight on your behalf—not the insurer’s. Our clients rely on us for more than just coverage; they count on us for advice, service, and support as their businesses grow and evolve.
If you're in the trucking business, it’s critical to work with a team that knows trucking. Call Baltimore Insurance Network today for all your box truck and commercial vehicle insurance needs. With Box Truck Insurance Quotes as our dedicated division, we’re your one-stop shop for reliable, cost-effective, and fully compliant coverage that helps your fleet stay road-ready.
Commercial auto insurance is not one-size-fits-all. A broker understands the complexities that come with insuring business-use vehicles, from higher liability limits to specific coverage for tools, cargo, employees, and equipment. At Baltimore Insurance Network, we specialize in helping businesses in the transportation and trucking industries find affordable, high-quality coverage that meets DOT and FMCSA requirements. Through our affiliate, Box Truck Insurance Quotes, we focus exclusively on providing insurance solutions for box trucks and small fleet operators, ensuring you get expert advice and custom-fit policies that keep your trucks moving and your business protected.
Using a broker also saves you time and hassle. Instead of calling around to multiple companies or filling out endless online forms, you can speak with one expert who does the legwork for you. And when a claim happens, we’re here to fight on your behalf—not the insurer’s. Our clients rely on us for more than just coverage; they count on us for advice, service, and support as their businesses grow and evolve.
If you're in the trucking business, it’s critical to work with a team that knows trucking. Call Baltimore Insurance Network today for all your box truck and commercial vehicle insurance needs. With Box Truck Insurance Quotes as our dedicated division, we’re your one-stop shop for reliable, cost-effective, and fully compliant coverage that helps your fleet stay road-ready.